You have an Amazon balance on one account and would like to retrieve it on another account, or even on your bank account. The instinct would be to look for a “transfer” button somewhere in the settings. This button does not exist. Amazon segregates its different types of balances, and each credit remains attached to the profile on which it was applied. Understanding this silo logic allows you to identify the real options available for transferring your Amazon balance.
Three types of Amazon balance that do not communicate with each other
Before looking for a transfer solution, you need to know what balance you hold. Amazon manages three distinct categories, and none can be directly migrated to another customer account.
- Gift card balance: credited via an alphanumeric code, it is permanently linked to the Amazon account where it was used. No going back once the code is applied.
- Amazon Pay balance: an electronic wallet associated with your profile. In some countries, it can be withdrawn to a bank account after identity verification (KYC), but it remains attached to your Amazon account.
- Seller balance (Seller Central): reserved for merchants, it is automatically deposited into the bank account registered in Seller Central. It cannot be converted into gift card balance or Amazon Pay balance.
This separation into watertight silos explains why no simple manipulation allows moving credit from one Amazon account to another. To explore the details of each mechanism, knowing how to transfer your Amazon balance first requires precisely identifying the type of balance concerned.
Amazon gift card balance: workarounds that work
Did you apply a gift card code to the wrong account? Amazon does not offer any function to detach it. Customer service systematically refuses this type of request, even with proof of purchase.
Buy an item and have it delivered to the other person
The most direct method is to use the balance to purchase a product intended for the other account. You place the order, provide the recipient’s delivery address, and the balance is consumed. This is not a monetary transfer, but the practical result is the same: the value of the balance benefits someone else.
Redeem a gift card with the existing balance
On certain Amazon marketplaces, it is possible to buy a new gift card using the balance of an already applied gift card. The recipient then receives a code that they apply to their own account. This option is not always available depending on the country and the type of initial card. Check on the gift card purchase page if the balance appears as a payment method.
Warning: Amazon monitors repeated purchases of gift cards. Unusual transactions may trigger a temporary account block for suspected fraud.
Withdrawing Amazon Pay balance to a bank account
The Amazon Pay balance works differently. In countries where the service is fully deployed (notably in India), Amazon allows withdrawal to a bank account after identity verification. This KYC (Know Your Customer) procedure requires providing identity documents and linking a bank account in your name.
In France, Amazon Pay primarily serves as a payment method on partner sites. Direct withdrawal to a bank account is not offered in the same way. The French Amazon Pay balance is intended for making purchases, not for being cashed out.
Documents required for KYC verification
When withdrawal is available in your country, verification generally requires an official ID and a recent proof of residence. The bank account must be in the same name as the Amazon account. A third-party account will not be accepted.
Processing times vary by marketplace. Expect a few business days between the withdrawal request and the arrival of funds in your bank account.
Amazon seller balance: a separate circuit to the bank
If you sell on Amazon via Seller Central, your earnings never go through a gift card balance. Amazon automatically deposits funds into the bank account registered in your seller settings, according to a regular payment schedule.
Do you want to receive these funds into another bank account? Simply change the bank details in Seller Central. The change takes effect in the next payment cycle. Sellers operating on multiple international marketplaces can also use services like Wise to receive payments in local currency and then convert them.
Why the seller balance does not convert into Amazon credit
Amazon maintains a strict separation between selling and purchasing activities. Your seller earnings cannot fund your gift card balance or your Amazon Pay balance. This segregation protects financial flows, but it prevents any gateway between the two realms.
Pitfalls to avoid when transferring Amazon balance
Several scams circulate around the transfer of Amazon balance. Keep these pointers in mind before any manipulation.
- Never share an unused gift card code with a third party claiming to be able to “transfer it” for you. A shared code is a lost code.
- Avoid third-party sites that offer to convert your Amazon balance into a bank transfer for a fee. These services are not affiliated with Amazon and pose a fraud risk.
- If you receive a message supposedly sent by Amazon asking for your credentials to “unlock a transfer,” it is phishing. Amazon never asks for your credentials via email.
Transferring balance between two Amazon accounts remains technically impossible through an official channel. The only real options involve purchasing a product for a third party, redeeming a gift card when allowed, or withdrawing to a bank account for Amazon Pay and seller balances. Accepting this constraint allows you to choose the right strategy without falling for false promises.